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Let's Talk Mortgages

Whether you are just starting to look or ready to make an offer, reach out. I respond fast.

Rob Cable

Mortgage Loan Officer · Presidential Bank Mortgage

912.269.1638 Call or text — I actually answer
robert.cable@presidential.com I respond within a few hours
Coastal Georgia Licensed to lend in all 50 states
NMLS# 2115058 Presidential Bank Mortgage
Rob Cable – Mortgage Loan Officer

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Common Questions

Quick Answers

How quickly can I get pre-approved?

With complete documentation, typically 24 to 48 hours. If you need it faster for an offer, call me directly and we will make it happen.

Do you charge fees to work with you?

There is no fee to have a conversation or get pre approved. Lender fees are always disclosed upfront in your loan estimate so you know exactly what you are paying before anything is signed.

Can you help me if I'm buying outside of Georgia?

Yes. I am licensed in all 50 states. Whether you are buying in Florida, the Carolinas, or anywhere else in the country, I can help.

What's the minimum credit score you work with?

FHA loans can go as low as 580 with a 3.5% down payment. Conventional loans typically need a 620 or higher. If your credit needs some work, I will tell you exactly what to focus on to get there.

I'm self-employed. Can I still get a mortgage?

Absolutely. Self employed borrowers have options including bank statement loans and DSCR loans for investors. The key is working with someone who knows how to present your income correctly. I do this often.